Financial advice

Introducing AUSCOAL Advisory Services

No matter what your age, or your account balance, if you've got questions about your super or need to sort out your finances, AUSCOAL Advisory Services are here to provide the advice you need to make confident and informed financial decisions.

If you've got questions we've got answers!

From simple super related questions through to more complex non-super advice issues, we can provide you with the information, education and advice you need when and where you need it most, over the phone or face to face.

Questions like:

• How much will I need in retirement?
• How can I boost my super?
• Should I salary sacrifice?
• When can I retire?
• Is a new account based pension right for me?
• How do I get the most from Centrelink?
• Have I got enough insurance?
• Have I made the right investment choice?
• Should I put my super into one account?
• What can I do with my redundancy payment?

It's never too early (or too late) to get advice

We spend many years of our life working hard to earn money, but don't always know how to make the most of it.

Whether you've just started working or you're thinking of retiring, a fully qualified AUSCOAL Advisory Services adviser will look at your overall financial position and put in place ways to maximise and protect your wealth.

Qualified professionals backed by experts

As authorised representatives of Genesys Wealth Advisers Limited (ABN 20 060 778 216, AFSL 232686), AUSCOAL advisers can take advantage of the expertise, processes and ongoing training of one of Australia's largest providers of financial advice.

No commissions mean more money for you

As salaried employees, AUSCOAL Advisory Services advisers are not paid any commissions. They simply recommend what they think is best for you and your future.

All adviser fees paid to AUSCOAL Advisory Services as a result of an adviser's recommendation go directly towards reducing the cost of providing this valuable service to all AUSCOAL Super members.

Competitive, transparent fees

• When you contact us, we'll send you a questionnaire so we can better understand your needs.
• Your first appointment with an AUSCOAL adviser is obligation free and of no cost to you.
• If you have a simple question about your super, such as salary sacrifice, voluntary contributions, selecting investment options or transferring your other super to AUSCOAL Super, this advice is free.
• If you need advice on more complex superannuation issues such as account-based pensions and pre-retirement pensions, this advice costs $110 (GST inclusive) for each Statement of Specific Advice. This fee can be deducted from your AUSCOAL Super account.
• If you need quick advice on a specific financial issue not related to your AUSCOAL Super account such as personal insurance and a regular savings plan, this advice costs $330 (GST inclusive) for each Statement of Advice, which you pay direct to AAS.
• Finally if you're looking for full financial advice on issues such as retirement planning, wealth creation, estate planning and managing your debts, an AAS adviser will prepare for you a Full Financial Advice Plan, which will outline strategies to achieve your goals and objectives for $1100 (GST inclusive).
• For full fee details, ask for a copy of our fee schedule.

Your local adviser is just around the corner

AUSCOAL advisers are available to answer your questions at your own one-on-one appointment. For an obligation free chat with an adviser, phone toll free 1300 AUSCOAL (1300 287 262) Monday to Friday 8am to 6pm, or email enquiries@auscoal.com.au

AUSCOAL Service Officers

We employ dedicated service officers who can assist you with general information about your super. If you'd like to know more about anything outlined here, why not give them a call on toll free 1300 AUSCOAL (1300 287 262), 8am to 6pm, Monday to Friday.

* SuperRatings, AUSCOAL Super Rating and Benchmark Report 2008.